The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents To Buy or Not to Buy The decision whether to buy or rent a home may have long-term implications. Should You Choose a Fixed or Variable? When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage. How Much Home Can I Afford? With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.